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LifeEvents
Overage Dependent Child (ages 19 to 26)

Dependents who are age 19 through the end of the month in which the child attains his/her 26th birthday must provide a completed overage certification.

Children who would lose eligibility as a dependent child on or after June 30, 2011 under the old eligibility rules (due to age or lack of full-time student status) will have their coverage continued until the last day of the calendar month in which they attain age 26 presuming the Participant retains eligiblity under the Plan through that date.

The law also allows plans the option of denying coverage to dependents who are eligible to enroll for another employer-sponsored health plan OTHER than their parents' group health plans until the first Plan Year commencing in 2014 at which time this potential limitation of coverage is eliminated. This Board of Trustees has adopted this option until July 1, 2014.

Forms:

Additional Information:

Health SPD

Planning Notes:

See the "External Related Links" on this page for resources regarding the selection and purchase of individual health insurance.

 

 

 

 

Benefit Plan Checklist

Items regarding the Health Plans apply only to participants in the Southern California IBEW-NECA Health Plans. However, if you participate in another electrician health plan, it is likely that similar considerations will apply.

  You will become liable for any health claims paid by the Trust for any services after your dependent ceases to be eligible.
  Continuation Coverage can continue for up to thirty-six months provided timely payments are made.

External Related Links:
(These are listed for your convenience. The sites and the contents of the sites are not sponsored or endorsed by your benefit plans. Use them at your own risk.)

  • American Association of Health Plans - Fact sheets and analyses on: managed care, prenatal care, children's health insurance, diabetes, and current immunization recommendations for children and adults.
  • netquote.com - Health Insurance rates and information for all 50 states.
  • eHealthInsurance.com - Free online quotes and purchase of major medical health insurance. Includes a glossary and FAQ.
  • 4freequotes.com - Obtain instant health insurance rates in 35 states.