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LifeEvents
Disability - Temporary/Workers Compensation

While temporary disability may not have the same long-term effects as a permanent disability, it is still important to understand the issues surrounding your present situation. You will have to make the decision, perhaps in consultation with your health care professional as to when and whether it is feasible for you to return to your current job or to find other temporary work instead. Vocational rehabilitation can help you greatly in quickly returning to work. While the Social Security Administration does not provide these services, it is able to help pay for them under certain circumstances.

It is also to your advantage to look through this web site to find the covered medical services that apply to your particular situation. This research might also help you figure out a medical and rehabilitation plan that suits your needs as well as your budget. It may also be helpful to find out what benefits are available to you through your spouse's plan.

Forms:

Additional Information:

Health SPD

Planning Notes: If there is a possibility that your disability may become permanent, you should review the Life Event page regarding Permanent Disability to help prepare yourself financially.

 

 

 

 

Benefit Plan Checklist

Items regarding the Health Plans apply only to participants in the Southern California IBEW-NECA Health Plans. However, if you participate in another electrician health plan, it is likely that similar considerations will apply.

  If you become disabled while working in covered employment as an Employee, and you meet the other applicable provisions, you can receive 40 hours of credit towards health eligibility for each week that you remain disabled, up to a total of 26 weeks.
  Go over the rules concerning the limited disability extensions to coverage and COBRA continuation coverage rules. Continued Health coverage is an essential ingredient to dealing with your disability.

External Related Links:
(These are listed for your convenience. The sites and the contents of the sites are not sponsored or endorsed by your benefit plans. Use them at your own risk.)

  • National Organization on Disability - Promotes full and equal participation of America's 54 million men, women and children with disabilities in all aspects of life.
  • AAPD - A cross-disability site with numerous resources and free membership available. Home of the Enable magazine.
  • disAbility Online - Maintained by the US Department of Labor Disability Employment Initiatives Unit of the Employment and Training Administration. Provides information on employment resources and services available to individuals with disabilities.
  • MossRehab Resource Net - Information and resources for the disabled.
  • Disability Benefits 101 - Covers California's disability benefits and helps workers, job seekers, and service providers understand the connections between work and benefits.