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Active Health Plan Benefit Tabs™

This is a summary of benefits and not a substitute for the Southern California IBEW-NECA Health Plan Summary Plan Description, and to the extent it differs from the SPD, the terms of the SPD will govern.


Overview
 

Kaiser is a staff model Health Maintenance Organization (HMO). Doctors belong to the Kaiser Permanente Medical Group which is affiliated with the Kaiser Foundation Health Plan of Southern California. You choose a primary care physician (PCP). Your PCP will be responsible for all of your healthcare needs, and will refer you to a specialist when necessary. Note that certain providers allow for annual enrollments only.

Lifetime Maximum
 

No plan maximum

Annual Copayment Maximums
 

$1,500 Individual
$3,000 Family

Inpatient Hospital Charges
 

$250 copayment per admission

Outpatient Office Visits and Most Outpatient Services
 

Your copayment is $20 per visit for almost all covered outpatient services and $25 per visit for most physician specialist visits, including infertility visits.

Chiropractic
 

Chiropractic benefits are offered through American Specialty Health Plans of California. The co-payment for each visit is $5 for up to 30 visits per year.

Prescriptions
 

See the Prescription BenefitTab.

You must use a generic drug substitute whenever it is available. If you or your doctor requests a brand-name drug instead of a generic equivalent, you will be charged the difference in cost between the brand-name drug and the generic, in addition to the co-payment applicable to the quantity and type of drug prescribed. The co-payments, which vary depending on the type of drug prescribed and the quantity dispensed, are detailed below:

Retail Pharmacy; Tier 1 (except Kaiser, Tier 1 represents mostly generic drugs and some brand name drugs) $10 up to a 30-day supply $10* up to a 30-day supply 1 $10 up to a 30-day supply for generic drugs $10 up to a 31-day supply
Retail Pharmacy; Tier 2 (except Kaiser, Tier 2 represents mostly brand drugs and some generic name drugs) $20 up to a 30-day supply $20* up to a 30-day supply 1 $30 up to a 30-day supply for brand name drugs $30 up to a 31-day supply
Mail Order; Tier 1 (except Kaiser, mostly generic drugs and some brand name drugs) $20 up to a 90-day supply N/A $20 up to a 100-day supply for generic drugs $20 up to a 90-day supply
Mail Order; Tier 2 (except Kaiser, mostly brand drugs and some generic name drugs) $40 up to a 90-day supply N/A $60 up to a 100-day supply for brand name drugs $60 up to a 90-day supply

Early retirees please refer to the prescription benefits described under the Retiree Benefit tabs.

Dependent Coverage
 

Kaiser has its own definition of covered dependents.

Important: If you have a baby, the newborn must be enrolled within 30 days. Kaiser does not automatically enroll newborns as dependents, even if they are born at a Kaiser facility.

Reimbursement
 

Use the form to seek reimbursement for urgent or emergency use of services while traveling international. Please contact Kaiser Permanente for more information on restrictions and limitations.

Member Reimbursement Form
Formulario de Reembolso para Miembros