Plans available for Retirees Age 65 and Over (Enrolled in Medicare Parts A & B)*

• Kaiser Permanente Senior Advantage and Senior Advantage Medicare Prescription Drug Plan
• Medicare Anthem Preferred Plan and Prescription Drug Program

• Prescription Benefit through UnitedHealthcare Optum Rx

Early Retirees Under Age 65 (Not Enrolled in Medicare Parts A & B)*

• Kaiser Permanente (HMO) and Kaiser Permanente Drug (Rx) Plan
• UnitedHealthcare (HMO) and OptumRx Drug (Rx) Plan

If residing outside of the HMO service areas covered by the SC IBEW-NECA Health Trust Fund:

• Out of Area Plan through UnitedHealthcare
• Prescription Benefit through Out of Area - UnitedHealthcare Group Medicare Advantage Prescription Drug Program

Member Assistance Program for Early Retirees Under Age 65

• Member Assistance Program (MAP): covers all eligible participants and members of their household.

Advocacy Program for all Retirees

• MedExpert: covers the eligible participant and eligible spouse
  MedExpert - talk to a doctor for free.

Open Enrollment

The open enrollment period is generally held during the months of October and November, with Plan changes effective January 1. You will be notified each year of the annual open enrollment period. If you make a change, you will receive confirmation in writing of the changes made and their effective date.

*Enrollment in Medicare Parts A & B is required either when the retiree or spouse becomes age 65 or eligible for Medicare at any age.