Table of Contents

Please note the Defined Contribution Plan Document is not currently available in electronic format. Amendments to the Plan Document are provided for your convenience.

• Amendment 1 - QDRO Rules for Immediate Distribution to Alternate Payees
• Amendment 2 - Grace Period for Participant Loans
• Amendment 3 - Definition of Employee
• Amendment 5 - Reciprocal Agreements
• Amendment 6 - Mandatory Arbitration Provision
• Amendment 7 - Loan Repayments and Military Service
• Amendment 8 - Contributing Credit During Military Service
• Amendment 9 - Loan Provisions - Missing Spouse
• Amendment 10 - Reciprocal Agreements
• Amendment 11 - Non-Covered Electrical Employment
• Amendment 12 - Voluntary Arbitration Provisions
• Amendment 13 - Non-spouse Beneficiary Rollover Provisions
• Amendment 14 - Eligibility for Loan after Previous Default
• Amendment 15 - Vesting for Participants who Work one Full or Partial Covered Hour on or after July 1, 2002
• Amendment 16 - Expansion of Forms of Annuities
• Amendment 17 - Work Exempt from Non-Covered Electrical Employment
• Amendment 18 - Compensation and Annual Contribution
• Amendment 19 - Definition of Spouse
• Amendment 20 - Distribution of Small Account Balance
• Amendment 21 - Grace period to repay unpaid installments - last day of the calendar quarter following the calendar quarter in which loan installment payment was made
• Amendment 22 - Minimum distribution requirement (IRS)
• Amendment 23 - Eligible retirement plan definition (IRS)
• Amendment 24 - Debt consolidation loans