ARTICLE XIII
PRO-RATA BENEFITS

Section 2. International Reciprocity Agreement.

1. Purpose. The Board of Trustees adopted The Electrical Industry Pension Reciprocal Agreement ("International Reciprocity Agreement") effective June 1, 1985. The purpose of this Reciprocity Agreement is to protect the pension rights of a Participant who may lack sufficient vesting service to be eligible for any pension because his years of employment are divided between different pension plans, or if eligible his pension would be less than the full amount because of such division of employment. The Reciprocity Agreement provides for the transfer of contributions made to another pension fund (Participating Fund) to the Southern California IBEW-NECA Pension Trust Fund (Home Fund) if the Participating Fund has adopted the Reciprocity Agreement and the Participant has executed a blanket authorization card with the Participating Fund. The Reciprocity Agreement also provides for the transfer of Contributions received by the Southern California IBEW-NECA Pension Trust Fund to the Home Fund if the Participant who has executed a blanket authorization card with the Southern California IBEW-NECA Pension Trust Fund. Effective July 1, 2004, except as otherwise defined in the Electrical Industry Pension Reciprocal Agreement, this Plan is the Home Defined Contribution Plan for participants working under collective bargaining agreements between IBEW Local 11, 440, 477 and the appropriate NECA Chapter, which require contributions to this Plan.
   
   
2. Effective June 1, 2005, at least monthly, each Participating Pension Fund(s) shall transfer to the electing Employee's Home Fund(s) an amount of money equal to all contributions received. There shall be no administrative fee charged by a Participating Fund for the transfer or for any other reason. If the Employee electing reciprocity has two Home Funds, a Defined Benefit Fund and a Defined Contribution Fund, the Participating Funds shall transfer all monies to whichever Home Fund is the same type as the Participating fund (Defined Benefit to Defined Benefit, Defined Contribution to Defined Contribution). If the Employee electing reciprocity has only one Home Fund, the Participating Fund(s) shall transfer all monies to that Home Fund. All hours worked in any Participating Pension Fund for which contributions are transferred pursuant to an Employee's election for reciprocity shall be counted as vested service by the Employee's Home Pension Fund receiving the transferred contributions on an hour-for-hour basis. In computing the amount of benefits payable under the Home Pension Fund receiving reciprocal contributions, full credit shall be given to Employer Contributions received by the Home Pension Fund from a Participating Pension Fund. The eligibility for and/or payment of pension benefits will be solely subject to the provisions of the Home Pension Fund receiving reciprocal contributions.
   
   
3. Reciprocity contributions shall be received from Participating Pension Funds pursuant to appropriate authorizations by the Employee under the Electrical Industry Pension Reciprocity Agreement. Contributions which a Participating Pension Fund is willing to transfer may be received for a period not to exceed 18 months prior to the date of an Employee's authorization.
   
   Reciprocity contributions shall be transmitted to Participating Pension Funds on a prospective basis pursuant to an Employee's authorization under the Electrical Industry Pension Reciprocity Agreement. If a Participating Pension Fund is willing to accept a transfer of contributions received prior to the Employee's authorization for transfer, such contributions shall be transferred for a period not to exceed 18 months prior to the Employee's authorization for transfer.