SOUTHERN CALIFORNIA
IBEW-NECA
RETIREE HEALTH PLAN

The Board of Trustees has the sole and absolute authority and discretion to interpret the provisions of this Plan and determine any and all disputed issues of fact related to eligibility under the Plan or the amount of benefits payable under the Plan.  Any and all such interpretations and determinations adopted in good faith by the Board of Trustees shall be final and binding upon all parties including, but not limited to, all Participants and beneficiaries.  Any such interpretation or determination may be overturned by an arbitrator or court only if such arbitrator or court finds the Board of Trustees’ interpretation or determination was arbitrary, capricious, an abuse of discretion and/or unlawful.

This Summary Plan Description has been restated through Amendment No. 37.