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IBEW Local 11-LA NECA Retiree Health Plan
Summary Plan Description (SPD)


DISABILITY OR PARTIAL DISABILITY RETIREES

Totally and permanently disabled retirees need only meet requirements 2 or 3 and 4.  A Partial Disability retiree must be at least age 50 and need only meet requirements 2 or 3 and 4.  

Effective October 1, 2004 for coverage on and after the date of timely application, a Pensioner whose early retirement benefit was effective on and after April 1, 1993 and who receives a Social Security Total Disability Award on and after April 1, 2003 and who has had no income from gainful employment on and after the effective date of their early retirement benefit shall be entitled to participate as a Disability Retiree so long as they were at least age 50 on their pension effective date and meet the requirements of Items 2 or 3 and 4 set forth above.