COORDINATION OF BENEFITS – DUPLICATE COVERAGE

If upon retirement, a retiree is eligible for more than one retiree Health & Welfare Plan, the Plan which covered the retired employee the longest as a retired employee, will be considered the primary medical plan.  If the Southern California IBEW-NECA Retiree Health Plan is the secondary Plan, the benefits of this Plan will be paid after application of the Primary Plan of benefits where applicable (duplicate coverage).