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IBEW Local 11-LA NECA Retiree Health Plan
Summary Plan Description (SPD)


MEDICARE ASSIGNMENT ON HMOs

If the retiree or eligible spouse selects one of the HMO medical Plans for health coverage and is eligible for Medicare, he or she must assign the Medicare benefits to the HMO Medicare-risk Plan that the retiree or spouse selects.

WARNING:
Once you have enrolled in one of the group HMOs with Medicare-assignment (Kaiser Permanente Senior Advantage or PacifiCare Secure Horizons), do not sign up for another Medicare-risk plan (an HMO with a Medicare contract) on your own without first writing to the Administrative Office.  Enrolling in another Medicare-risk plan may cause your benefits from this plan to be cancelled.