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Summary Plan Description (SPD)
Easy Reference – Frequently Asked Questions
Q. What are the eligibility requirements to qualify
for enrollment in the Retiree Health Plan?
A. Refer to the section entitled "Eligibility Requirements" on pages 6 to
9.
Q. Can I change my choice of medical
plans?
A. Yes, during the annual open enrollment period
which is explained on pages 13 to 14.
Q. Is there a cost to enrolling in the Retiree Health
Plan?
A. Refer to the section entitled "Required
Monthly Self-payment Deduction" on page
15.
Q. What are my COBRA rights under the
Plan?
A. Refer to the section entitled "COBRA" on pages 29 to 32.
Q. Briefly, explain what my medical plan choices
are.
A. Refer to the section entitled "Selecting
an HMO, Premium Reimbursement or Medicare Supplement Plan" on
pages 51 to 53.
Q. I am an early retiree in the Kaiser Plan and want
to know what benefits I am entitled to at a glance.
A. Refer to the chart on pages
54 to 57.
Q. I am an early retiree in the PacifiCare Plan and
want to know what benefits I am entitled to at a glance.
A.
Refer to the chart on pages
67 to 69.
Q. I am enrolled in Medicare in the Kaiser Senior
Advantage Plan and want to know what benefits I am entitled to at a
glance.
A.
Refer to the chart on pages 86 to
88.
Q. I am enrolled in Medicare in the PacifiCare Secure
Horizons Plan and want to know what benefits I am entitled to at a
glance.
A.
Refer to the chart on pages 96 to
97.
Q. Briefly, what are the benefits of the Medicare
Supplement Plan?
A. Refer to the section entitled "Retiree
Health Plan Medicare Supplement Benefits" on pages 108 to
109.
Q. For each plan choice, who provides my prescription
drug benefits?
A.
The following information will be useful:
Kaiser early retirees – You are covered under the Kaiser Drug Plan. Refer to the chart on page 55 under the heading "Prescription Drug Coverage".
PacifiCare early retirees – You are covered under the prescription drug plan explained on pages 110 to 118 and administered by Prescription Solutions.
Kaiser Senior Advantage retirees – You are covered under the Kaiser Drug Plan. Refer to the chart on page 87 under the heading "Prescription Drug Coverage".PacifiCare Secure Horizons retirees – You are covered under the PacifiCare Drug Plan. Refer to the chart on page 96 under the heading "Prescription Drugs".
Medicare Supplement Plan and Premium Reimbursement Plan – You are covered under the prescription drug plan explained on pages 110 to 118 and administered by Prescription Solutions.