PRIVACY
STATEMENT
This notice describes how information about you may
be used and disclosed and how you can get access to this
information. The Board of the Southern
California IBEW-NECA Health Trust Fund is sensitive to your concerns about
privacy. This privacy notice describes how we use and protect personal
information, referred to as "member information". It will help
you understand how we treat the member information that we obtain from you or
other sources in the course of providing you with products and
services. When you are conducting business with
Southern California IBEW-NECA Retiree Health Trust Fund under the Retiree Health
Plan, you can have confidence that we respect your privacy and that we will
protect the information that we may obtain about you. At Southern
California IBEW-NECA Retiree Health Trust Fund:
- The Retiree Health Plan has established physical,
electronic, and procedural safeguards to protect member information. All
personnel within Southern California IBEW-NECA Retiree Health Trust Fund are
trained and reminded of the importance of protecting member
information.
- The Retiree Health Plan demands any persons or businesses
that provide services on our behalf to keep member information confidential and
to use it only to provide the services we’ve asked them to
perform.
- The Retiree Health Plan does not sell your member
information.
- The Retiree Health Plan does not share member information
with persons, companies, or organizations outside of Southern California
IBEW-NECA Retiree Health Trust Fund that would use the information to contact
you about their own products and services.
Your Health
Information Rights
Although your health record is the physical property
of the healthcare practitioner or facility that compiled it, the information
belongs to you. You have the right to request a restriction on certain
uses and disclosures of your information. You have the right to request to
inspect and obtain a copy of your health information, to obtain an accounting of
disclosures of your health information, to request communications of your health
information by alternative means of at alternative locations and to revoke your
authorization to use or disclose health information except to the extent that
action has already been taken.
Our
Responsibilities
The Board of Trustees of the Southern California
IBEW-NECA Retiree Health Trust Fund is required to maintain the privacy of your
health information and to provide you with this notice of our legal duties and
privacy practices with respect to information the Retiree Health Plan collects
and maintain about you. The Retiree Health Plan must abide by the terms of
this notice, notify you if the Retiree Health Plan is unable to agree to a
requested restriction, and accommodate reasonable requests you may have to
communicate health information by alternative means or at alternative locations.
The Retiree Health Plan reserves the right to change its practices and to
make the new provision effective for all protected health information we
maintain. Should its privacy practice change, the Retiree Health Plan will
mail a revised notice to the address you’ve supplied it with. The Retiree
Health Plan will not use or disclosure your health information without
your written authorization, except as described in this notice. You may
revoke your authorization to use or disclose health information except to the
extent that action has already been
taken.
Examples of Disclosures
for Treatment, Payment, and Health
Operations
HMO’s may use your
health information for treatment. For example: information obtained by
a nurse, physician, or other member of your healthcare team may be recorded in
you record and used to determine pre-authorization for service or treatment by a
healthcare provided under the terms of your
policy.
HMO’s may use your health
information for payment. For example: An Explanation of Benefits (EOB)
may be sent to a third-party payer to coordinate payment of claims. The
information on or accompanying the EOB may include information that identifies
you, as well as your diagnosis, procedures, and
supplies used. Business Associates:
There are some services provided in our organization through contracts with
business associates. When these services are contacted, the Retiree Health
Plan may disclose your health information to our business associate so that they
can perform the job the Retiree Health Plan has asked them to. To protect
your health information, however, the Retiree Health Plan requires the business
associate to appropriately safeguard your
information. Public Health: As required
by law, the Retiree Health Plan may disclose your health information to public
health or legal authorities charged with preventing or controlling disease,
injury, or disability. Law Enforcement:
The Retiree Health Plan may disclose health information for law enforcement
purposes as required by law or in response to a valid subpoena. Federal
law makes provision for your health information to be released to an appropriate
health oversight agency, public health authority or attorney provided that a
Southern California IBEW-NECA Retiree Health Plan staff member or business
associate believes in good faith that we have engaged in unlawful conduct or
have otherwise violated professional standards. How the Retiree
Health Plan Obtains Member Information
Some of the member information that we collect comes
directly from you. When submitting your application for Retiree Health
Plan enrollment, you may give us information such as your name, address, and
Social Security number.
What the Retiree
Health Plan Does With Your Member Information
The Retiree Health Plan uses member information to
provide health and welfare services to you. It may, without authorization
but only as permitted or required by law, provide member information to persons
or organization both inside and outside of the Southern California IBEW-NECA
Retiree Health Trust Fund in order to handle and/or investigate claims, fulfill
a transaction you have requested, service your policy, detect and/or prevent
fraud, participant in insurance support organizations, or comply with lawful
requests from regulatory and law enforcement authorities.
How Does the Retiree
Health Plan Protect Your Member Information?
Member information administered by the Southern
California IBEW-NECA Retiree Health Trust Fund is only available to those
individual who need to see it to fulfill and service your needs. All
employees and agents of the Southern California IBEW-NECA Retiree HealthTrust
Fund are instructed on the need to protect member information. In
addition, the Retiree Health Plan has established legal agreements with
companies working on Southern California IBEW-NECA Retiree Health Trust
Fund’s behalf that require them to protect member information and to use
that information only to provide the service the Retiree Health Plan has asked
them to perform. Should your relationship with the Southern California
IBEW-NECA Retiree Health Trust Fund end, your member information will remain
protected in accordance with our privacy practices as outlined in this Privacy
Notice.
How Can You Find Out
What Information the Retiree Health Plan Has About You?
You may request to either see, or obtain from the
Retiree Health Plan by mail, the member information about you in its records. If you believe that information is incomplete or inaccurate, you may
request that the Retiree Health Plan make any necessary corrections, additions
or deletions to the disputed member information. You may also request a
more complete description of the entities to which the Retiree Health Plan
discloses member information, or the circumstances which might warrant such
disclosures. Please send any of the requests listed above in writing to:
Southern California IBEW-NECA Health Trust Fund
Post Office Box 910918
Los Angeles, CA 90091
If you believe your privacy rights have been
violated, you can file a complaint with the Privacy Officer as indicated below:
George Wallace, Administrator
Southern California IBEW-NECA Health Trust
Fund
Post Office Box 910918
Los Angeles, California 90091
You may also file a complaint with the Secretary of
Health and Human Services. There will be no retaliation for filing a
complaint.
The Retiree Health Plan hopes you
have found this Privacy Notice helpful. Please be aware that it may
periodically update or revise this Privacy Statement. If the Retiree
Health Plan changes our Privacy Statement, a new notice will be sent to you.
If you have any questions or would like more information, please
don’t hesitate to write or call the Southern California IBEW-NECA Health
Trust Fund Administrative Office, Post Office Box 910918, Los Angeles, CA 90091,
Phone (323) 221-5861 or toll-free (800) 324-6935.
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