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Summary Plan Description (SPD)
Continuation of Eligibility - Hours Bank Reserve
Working Local 11 Electricians
All hours worked in excess of 100 hours per month will be added to your reserve account. The maximum you can accumulate in your reserve account is 600 hours. Your eligibility will continue as long as your reserve account contains at least 100 hours.
You will continue to maintain your Hours Bank Reserve for each month that you are eligible for coverage by working in Covered Employment, and/or continuation of eligibility from your Hours Bank Reserve, or continuation of eligibility by making a Cobra self payment.
If your Hours Bank Reserve falls below 100 hours and you are not eligible for benefits for four consecutive months your Hours Bank Reserve will be canceled. In no event shall any month in which you receive California SDI benefits or any month in which delinquent contributions owed to your account and not previously credited to you are being pursued be included within the calculation of these four consecutive months.
Alumni
All hours reported in excess of 100 hours per month will be added to your reserve account. The maximum you can accumulate in your reserve account is 600 hours. Your eligibility will continue as long as your reserve account contains at least 100 hours. In no event will reserve hours accrued as an Alumni and reserve hours accrued while a working Local 11 Electrician exceed a total of 600 hours.
Bank Hours Termination
Working Members
For working members who are owners, partners, or corporate officers of an
employer that is in non-compliance with the contribution provisions of their
agreements, bank hours will be terminated forty-five (45) days after the working
member receives notice from the Health Fund of the non-compliance if it has not
been corrected in that forty-five day period.
Participants Working
for Non-Signatory Employers
The Hours Bank Reserve shall immediately terminate for Employees employed
by an Employer, who ceases contributions to this Plan pursuant to the
termination of such Employer's collective bargaining agreement.
The Hours Bank Reserve shall immediately terminate for Employees employed in Non-Covered Electrical Employment as that term is defined in Section 1.16 of the Southern California IBEW-NECA Pension Plan, or if the participant becomes employed by an employer in the same industry as any Employer that contributes to this Plan and the participant’s employer is not a contributing Employer to this Plan or any IBEW sponsored health plan.