Notification of Plan Changes to Participants

The Trustees reserve the right to change or discontinue any Plan benefits, in whole or in part, as they deem such action necessary.

Such action by the Trustees will be accomplished by a Plan Amendment, which details in writing the changes made.

You will be provided a written notice when such changes to the Plan (Plan Amendment) are made. This notice will describe in detail the changes and will be provided to you no less than 30 days prior to the effective date of any change which discontinues, reduces, or eliminates a benefit.