Skip to main content

New Participant Portal

You can enroll for the new Participant Portal experience. Click here for instructions on how to access the new Participant Portal.

Register for New Participant Portal

Active Health Summary Plan Description
As of July 1, 2022
En Español (PDF)

7.4 Forfeitures

  1. The HRA Account of a Participant shall be immediately and permanently forfeited if any of the following apply to the Employee:
    1. The Participant engages in Non-Covered Electrical Employment by being employed in any capacity and for any duration by a contractor in the Electrical Industry who is not signatory to the CBA of an IBEW Local having jurisdiction of the work, or
    2. The Participant is an owner of a company in the Electrical Industry which is not signatory to a CBA of an IBEW Local having jurisdiction of the work.
  2. The HRA Account of a deceased Participant shall be forfeited if the Participant dies without any dependents eligible for any form of extended benefits under this Plan.
  3. If a Participant or the surviving dependents of a deceased Participant have had no coverage whatsoever under the Southern California IBEW-NECA Active or Retiree Plan for a period of 60 or more months, the HRA Account balance shall be reduced to zero.