SOUTHERN CALIFORNIA IBEW-NECA
PENSION PLAN
(As Amended and Restated Effective January 1, 2015)

TABLE OF CONTENTS

• Introduction
• Article 1 - Definitions of Terms Used in the Plan
• Article 2 - Participation
• Article 3 - Retirement Date
• Article 4 - Normal Pension Benefit
• Article 5 - Automatic, Normal and Optional Forms of Pension Benefit
• Article 6 - Vested Pension on Termination of Coverage
• Article 7 - Disability Benefit
• Article 8 - Death Benefit and Designation of Beneficiary
• Article 9 - Administration of the Plan
• Article 10 - Amendment of the Plan
• Article 11 - Termination of the Plan
• Article 12 - Special Provisions
• Article 13 - Provisions Applicable to Former IBEW Local Union 440 Pension Plan Participants
• Article 14 - Pro Rata Pensions
• Article 15 - Transfer of Contributions
• Article 16 - Amendment to Comply with EGTRRA
• Article 17 - Rehabilitation Plan
• Article 18 - Execution
• Appendix I - Rules Relating to Employer Withdrawal Liability
• Appendix II* - Rules and Regulations Pertaining to Pension Options
• Appendix III - Credit for Military Service
• Amendment 1 - Registration and Suspension of Early Retirement Benefits
• Amendment 2 - Full-Time Instructor and Suspendible Employment
• Amendment 3 - Death Benefits
• Amendment 4 - Suspension of Early Retirement Benefits
• Amendment 5 - 2016 Rehabilitation Plan (Replaced by Amendment 8)
• Amendment 6 - Rehabilitation Plan Update
• Amendment 7 - Pro-Rata Pensions
• Amendment 8 - 2016 Rehabilitation Plan Update
• Amendment 9 - Clarification of Sections 8.2 and 8.3 Death Benefit and Designation of Beneficiary
• Amendment 10 - Revision to Section 5.2 of the Plan
• Amendment 11 - Revision to Section 5.5 of the Plan
• Amendment 12 - Revision to Sections 8.3(b)-(c) of the Plan

*Appendix II contains 60 pages of actuarial charts listing the reduction factors used to calculate the Joint and Survivor Options, based on age of member and spouse at retirement and listing the Social Security adjustment pension options. Due to space limitations three charts have not been included, but are available from the Administrative Office.