Important Note:

Age Requirements

Any age before age 65 when you terminate due to:

• Total and Permanent Disability:  Social Security Disability Insurance award required; or
• Partial Disability:  Not eligible for Social Security award, but incapable of performing duties required of Electrician for life.

Service and Other Requirements

1. Active Participant; and
2. 10 years of Total Credited Service (15,000 Hours) including 2 years Credited Future Service (3,000 Hours), or 10 Years of Vesting Service

See also:
Eligibility Credit while disabled
Pro-rata Pension
Temporary employment while receiving Disability Pension
Early Retirement converting to Disability Retirement

Basic Benefit

Total and Permanent:  Normal Pension accrued at date of disability.

Partial:  Normal Pension accrued at date of disability reduced by 0.4% per month from the earlier of (a) age 55; or (b) the age you would have earned 25 years of Total Credited Service by earning one Future Service Credit per year (50% maximum reduction).

Forms of Payment

If married:

1. Automatic 50% Joint and Survivor Pension*^
2. Single Life Annuity with 60 payments guaranteed
3. 66-2/3%, 75% or 100% Joint and Survivor Pension*^
4. Social Security Adjustment Pension [No longer available, effective October 28, 2009]
5. 50%, 66-2/3%, 75% or 100% Joint and Survivor with Social Security Adjustment Pension* [No longer available, effective October 28, 2009]
   
   *contingent beneficiary must be spouse
   ^with or without Pop-up Benefit

If unmarried:

1. Single Life Annuity with 60 payments guaranteed
2. Social Security Adjustment Pension [No longer available, effective October 28, 2009]

Reduction Factors
All forms of payment except the Single Life Annuity are actuarially reduced.

See also:
Dependent’s Benefit for Disabled Participants
Special 50% Joint and Survivor Pension Option for unmarried Participants with Domestic Partner.

Conditions Which May Result In Loss of Some or All Benefits

Termination of Disability Benefits

View Plan Rules