ExclusionsListed below are the services or expenses which are NOT covered under the Dental Plan and which are the Covered Person's responsibility at the dentist's Usual Fees. There is no coverage for:
- Services not listed on the Patient Charge
Schedule.
- Services provided by a non-Network Dentist without CIGNA
Dental Health's prior approval (except emergencies, as described in Section 8 of
the Group Contract).
- Services related to an injury or illness covered under
workers' compensation, occupational disease or similar laws.
- Services provided or paid by or through a federal or
state governmental agency or authority, political subdivision or a public
program other than Medicaid.
- Services relating to injuries, which are intentionally
self-inflicted.
- Services required while serving in the armed forces of
any country or international authority or relating to a declared or undeclared
war or acts of war.
- Cosmetic dentistry or cosmetic dental surgery (dentistry
or dental surgery performed solely to improve appearance).
- General anesthesia, sedation and nitrous
oxide.
- Prescription drugs.
- Procedures, appliances or restorations if the main
purpose is to: (1) change vertical dimension (degree of separation of the
jaw when teeth are in contact) or (2) diagnose or treat abnormal conditions of
the temporomandibular joint, except as specifically listed on the Patient Charge
Schedule.
- The completion of crown and bridge, dentures or root
canal treatment already in progress on the date Covered Person becomes covered
by the Dental Plan.
- Replacement of fixed and/or removable prosthodontic
appliances that have been lost; stolen; or damaged due to patient abuse, misuse
or neglect.
- Services associated with the placement or prosthodontic
restoration of a dental implant.
- Services considered to be unnecessary or experimental in
nature.
- Procedures or appliances for minor tooth guidance or to
control harmful habits.
- Hospitalization, including any associated incremental
charges for dental services performed in a hospital.
- Services to the extent Covered Person is compensated for
them under any group medical plan, no-fault auto insurance policy, or insured
motorist policy.
Except as set forth
above, pre-existing conditions are not excluded.
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