Eligibility for coverage for Active Employees is based on your working a certain minimum number of hours with one or more Employers who actually make Contributions to the Fund on your hours of employment.
To establish initial eligibility, you must meet the minimum number of hours required by the IBEW Local 11 Inside Wiremen's Agreement on your behalf within four consecutive months. You will be eligible for benefits under the Southern California IBEW-NECA Health Trust Fund the first day of the third month, following receipt of 115 hours of contributions at the rate established from time to time by the IBEW Local 11 Inside Wiremen's Agreement. (For details, please refer to Working Local 11 Electricians.)
Even if an employee's Hours Bank Reserve contains enough hours for initial eligibility, the employee will have no actual coverage (EXCEPT life insurance) until the employee has completed all steps required for enrollment in benefits offered by the Plan. The employee's failure to take appropriate action in enrolling for benefits will cause a reduction in the employee's Hours Bank Reserve without providing the employee with benefits or coverage.
Pro-ration shall apply to provisions in CBAs calling for contributions lower than the standard rate. (For details, please refer to I.O. Health Reciporcal Agreement & Pro-ration Under Certain CBAs.)
Click here to see rules for marital partners.
Click here to see info for Sound Unit 45%-50% Apprentices.