Mental
Health & Chemical Dependency Benefits Program
All Inpatient Care must be pre-approved by
PacifiCare Behavioral Health (PBH) 1- (877-225-2267). Benefits are only payable
for Inpatient Care provided by an In-Network facility under contract with
PBH. Services for the treatment of nervous
and mental disorders and chemical dependency are a covered benefit, only if such
services offer a reasonable expectation of improvement, and are at the least
restrictive level of care providing effective treatment as determined by PBH and
consistent with safe medical practices.
Definition of Mental
Disorder and Chemical Dependency
For the purposes of this Program, a Mental Disorder
and Chemical Dependency are defined below, and all treatment must meet this
definition to be eligible for the benefits under the Program.
A Mental Disorder or Chemical Dependency is any
disorder that involves a clinically-significant behavioral or psychological
syndrome or pattern; is associated with serious symptoms; impairs a
participant's ability in one or more major life functions or activities; is a
condition listed as an Axis I Disorder (except V Codes) of the latest edition of
the American Psychiatric Association's Diagnostic and Statistical Manual of
Mental Disorders and is not solely a character disorder Axis II), problem of
living, or for personal exploration, desire of self-fulfillment, or forensic
evaluation. The services must be clinically/medically appropriate for the
condition being treated.
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