Exclusions/Limitations
Under the Mental Health & Chemical Dependency Benefits
Program
The Mental Health and Chemical Dependency Benefits
Program does not provide benefits or pay for the following:
- Inpatient or Outpatient treatment for any
medically treated physical illness.
- For Inpatient/Alternate Care Treatment of mental
health problems that are not "severe mental illnesses" or
"serious emotional disturbances of a child" as defined in the
California Mental Health Parity Act (AB 88), there is a maximum of 20 days per
eligible participant per calendar year for the medically necessary and
clinically appropriate treatment of mental illness.
- Treatment of detoxification in newborns. Such
treatment will be provided under the medical portion of the PacifiCare HMO Plan, under the terms and conditions of each of those
plans.
- Treatment of congenital and/or organic disorders,
including, but not limited to, Organic Brain Disease, Alzheimer's Disease and
Parkinson’s Disease.
- Treatment of mental retardation, other than the
initial diagnosis, and medically necessary services for accompanying behavioral
and/or psychological symptoms if amenable to psycho-therapeutic or psychiatric
treatment.
- Court ordered testing, counseling, and
treatment.
- Case management and administrative supervision,
when billed separately. This is considered an essential part of the billing for
daily hospital care by the attending physician, and will not be paid by this
Program as a separate billing.
- Uncomplicated withdrawal (withdrawal that does
not present symptoms requiring patient detoxification) from the following
substances:
- Amphetamines or similarly acting
drugs
- Cannabis (marijuana)
- Cocaine
- Nicotine
- Psychoactive substance abuse, without
dependence.
- Other administrative services such as expert
testimony, medical records review and maintenance, preparation of reports
regarding civil or legal matters (child custody issues), ability to stand trial,
consultation with attorneys or other representatives of social control
systems.
- Consultation with a counselor or professional for
adjudication of marital, child support and custody cases.
- Private hospital rooms and/or private duty
nursing, unless determined to be a Clinically/Medically Appropriate service and
authorized by PBH.
- Ancillary services such as vocational
rehabilitation, behavioral training, sleep therapy, and employment counseling,
training or education therapy for learning disabilities or other educational
services.
- Treatment for any condition not covered in the
standard nomenclature of the latest edition of the American Psychiatric
Association's Diagnostic and Statistical Manual of Mental Disorders such as
co-dependency.
- Sexual addiction and gambling problems based
solely on the 12 Step Model.
- Treatment of obesity.
- Services in excess of those authorized by
PBH.
- Broken appointments, except in cases where the
Participating Provider is notified at least twenty-four (24) hours in advance
that the appointment will not be kept or in circumstances in which the covered
participant has no control over missing the appointment and could not notify the
Participating Provider at least twenty-four (24) hours prior to the scheduled
appointment. A broken appointment shall count as one (1) session for the purpose
of computing benefit expenditure.
- All prescription or non-prescription drugs,
except for drugs prescribed by a physician in connection with the participant's
treatment as an inpatient at a hospital or as a patient at a Facility providing
Alternate Treatment. For information on prescription drugs that you may be
covered, consult your Retired Employees Summary Plan Description.
- Inpatient services, treatment, or supplies
rendered without Pre-admission Certification, except in the event of an
emergency.
- Damage to a Hospital or Alternate Care Facility
caused by a participant. The actual cost of such damage may be billed directly
to the participant.
- Health care services, treatment or supplies
determined to be experimental by PBH in accordance with accepted mental health
standards.
- Health care services, treatment, or supplies
provided as a result of any Workers' Compensation law or similar legislation or
obtained through, or required by, any governmental agency or program, whether
Federal, State, or any subdivision thereof or caused by the conduct or omission
of a third party for which the participant has a claim for damages or relief,
unless such participant provides this Program with a lien against such claim for
damages or relief in a form and manner satisfactory to this
Program.
- Health care services, treatment, or supplies for
military service disabilities for which treatment is reasonably available under
governmental health care programs.
- Health care services, treatment, or supplies
rendered to a participant, which are primarily for rest, custodial, domiciliary,
or custodial care.
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