AMENDMENT NO 18
TO THE
SOUTHERN CALIFORNIA IBEW-NECA ACTIVE HEALTH PLAN

The "Beneficiary" provisions of the Southern California IBEW-NECA Active Health Plan under the heading "Metropolitan Life Insurance & Accidental Death & Dismemberment Benefits" are amended as follows:

"Beneficiary" means the person(s) named by the insured individual to receive proceeds of the Life Insurance benefits payable under this Plan upon the Employee's death. For purposes of this Section, the Beneficiary of any Employee who is married will be the spouse of the Employee, unless the spouse has provided written and notarized consent to the designation of another Beneficiary.

If an Employee becomes married subsequent to submission of a Beneficiary Card to the Trust Fund, the marriage shall result in the designation of the Spouse as Beneficiary, unless the Spouse, subsequent to the date of marriage, provides written and notarized consent to the designation of another Beneficiary.

If an Employee is not married, his Beneficiary will be the person designated by the Employee on the Trust Fund's Beneficiary Card, which is available from the Administrative Office. Subject to the above requirements, an Employee may name or change his Beneficiary at any time by filing a Beneficiary Card with the Trust Fund Administrative Office.

In the event of divorce, the designation of the Employee's Former Spouse shall result in a revocation of the Former Spouse as designated beneficiary unless otherwise required pursuant to a court order.

If more than one Beneficiary has been designated on the Beneficiary Card, each surviving Beneficiary shall share equally in the benefits payable under this Section unless otherwise stated on the Beneficiary Card.

If a designated Beneficiary does not survive the Employee, the contingent designated Beneficiary shall receive the proceeds of the Life Insurance payable under this Section of the Plan.

If no Beneficiary is named or no Beneficiary survives the Employee, the proceeds of the Life Insurance payable under this Section shall be payable to the surviving person or persons in the first of the following classes of successor Beneficiaries in which a member survives the Employee:

1. Spouse;
2. Surviving children of the Employee in equal shares;
3. Mother and Father of the Employee equally or to the surviving parent if both are not alive
4. Surviving Brother(s) and Sister(s); and
5. The executor or administrator of the Employee's estate.

Except as otherwise provided herein, any Beneficiary last named in a personal policy (or application therefore) issued under the Conversion Privilege shall be entitled to the entire proceeds of any benefits payable thereafter. The naming of such Beneficiary and filing of a Beneficiary Card with the Trust Fund Administrative Office constitutes a change of Beneficiary under the policy and is subject to the other requirements of this Plan.

If any payment of insurance proceeds has been made before any change in Beneficiary is received by the Administrative Office, the Trust Fund and the Company shall not be required to pay any proceeds previously distributed under the Plan.

This Amendment shall be effective for deaths occurring on and after August 1, 2006 and shall be applicable to all existing Beneficiary Cards on file with the Trust Fund Administrative Office on August 1, 2006, as well as all Beneficiary Cards filed thereafter.

Approved and adopted by the Board of Trustees of the Southern California IBEW-NECA Health Trust Fund at the Board Meeting held on April 25, 2006 at Los Angeles, California.

BOARD OF TRUSTEES SOUTHERN CALIFORNIA IBEW-NECA HEALTH TRUST FUND

BY: Signature on File
Chairman

BY: Signature on File
Secretary