1. WHEN WILL I BECOME A PARTICIPANT IN THE PLAN?

Employees who were Participants in the Pension Plan on July 1, 1985:
You automatically became a Participant in this Plan on July 1, 1985, if:

1. you were a Participant in the Southern California IBEW-NECA Pension Plan (the "Pension Plan") on July 1,
   1985, and
2. you were a Covered Employee on July 1, 1985.

(You are a Covered Employee if your employer is required by a collective bargaining agreement to contribute to this Plan on your behalf.)

Other Employees:
If you did not automatically become a Participant on July 1, 1985, you must meet two requirements in order to become a participant:

1. you must be a Covered Employee, and
2. you must earn a total of 300 Covered Hours within two consecutive Plan Years.

Certain other non-bargaining employees participate under a Participation Agreement approved by the Board of Trustees.

Once the total of your Covered Hours during the current and preceding Plan Year reaches 300, you become a Participant on the first day of the following month.

A Covered Hour is an hour for which your employer is required by a collective bargaining agreement to contribute to the Plan on your behalf. For purposes of determining whether you are eligible to participate in the Plan, Covered Hours under the Pension Plan will count as Covered Hours under this Plan.

The Plan Year is the twelve month period beginning July 1 and ending June 30.

The Defined Contribution Plan was adopted by the participating unions on the following dates:

IBEW Local 11 June, 1985
IBEW Local 440 June, 1991
IBEW Local 441 December, 1991
IBEW Local 477 June, 1990

In 1995, the IBEW Individual Retirement Supplement Money Purchase Pension Plan merged into this Plan and the Sound Unit participants became participants in this Plan.