AMENDMENT NO. One TO THE SOUTHERN CALIFORNIA IBEW-NECA HEALTH PLAN

Effective August, 1st, 2004 the following language is added to the conclusion of the Section of the Summary Plan Description entitled, "I.O. Reciprocal Agreement" found on page 13 of the Summary Plan Description.

"All reciprocal contributions received by this Fund more than 3 calendar months from the close of the month in which the hours were actually worked shall be credited as hours worked 3 calendar months prior to the month in which the contributions are received rather than the month in which the hours are worked. However, the hours will be applied to the month in which the hours were actually worked if doing so would provide eligibility by work hours for a month for which a COBRA continuation of coverage payment was made and that COBRA continuation payment shall be refunded.

Example: Hours worked in January and received in April would be credited as worked in January. Hours worked in January and received in May would be credited as worked in February."

Approved and adopted at the meeting of the Board of Trustees of the Southern California IBEW-NECA Health Trust Fund held on July 20, 2004.

BY: Signature on File
Chairman

BY: Signature on File
Secretary