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IBEW Local 11-LA NECA Active Health Plan
Summary Plan Description (SPD)


Amendment Number 2
To The
Southern California IBEW-NECA
Summary Plan Description
Dated June 1, 2004

Effective August 1, 2004, page 60 of the Self Funded Indemnity Plan is amended to aggregate the number of visits for Chiropractic Services and Physical Therapy - Out Patient as follows:

Chiropractic Service
Physical Therapy Outpatient
Combined Total of 50
Visits, After Deductible

Combined Total of 50 Visits, After Deductible

The headings entitled "Chiropractic Treatment" and "Physical Therapy" on page 75 of the Self Funded Indemnity Plan are deleted and restated as follows:

Chiropractic Treatment and Physical Therapy

For outpatient and non-hospital chiropractic care by a licensed chiropractor (D.C.) the Plan pays up to a maximum of 50 visits combined maximum with physical therapy per calendar year for necessary care not to exceed $35.00 per visit after deductible.

Charges for outpatient physical therapy, by a licensed physical therapist, the Plan pays up to a maximum of 50 visits combined maximum with chiropractic treatment visits per calendar year for necessary care not to exceed $35.00 per visit after the deductible. This benefit is only payable when physical therapy has been prescribed in writing by a medical doctor.

BY: Signature on File
Chairman

BY: Signature on File
Secretary