Question of the Month

What are the advantages of HMOs for families?

In view of the "affordability factor," parents can seek medical attention for their children as concerns arise. Each HMO has established a limit on the total amount of copayments that you would have to pay in any one year. The exact amount of this maximum copayment liability is shown in the HMO's "Evidence of Coverage" brochure.

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  • Notice of HIPAA Privacy Practices
    In the course of providing administrative services to the Southern California IBEW-NECA Active Health Plan and to the Southern California IBEW-NECA Retiree Health Plan, the Trust Fund's Administrative Offices may have access to and may use your personal health information. A federal law known as "HIPAA" regulates the ways in which the Trust Fund may access and use your personal health information (called "protected health information" in HIPAA and its regulations).
  • Women's Health and Cancer Rights Act (WHCRA)
    A federal law requires group health plans including HMOs and other insurance companies providing coverage for mastectomies to also cover reconstructive surgery after a mastectomy. The purpose of this notice is to remind you and your covered spouse of the following benefits available to you if you undergo a mastectomy.
  • May Wellness Newsletter
    Increase your family's physical fitness! Included in this newsletter you will find articles on:
    - Kid Fit: Helping Kids Win at Fitness
    - Obesity in Children
    - Overcoming Your Exercise Obstacles
  • Welcome to the New SCIBEW-NECA Look!
    The trustees are happy to present SCIBEW-NECA's redesigned website to help you get the most out of your benefit programs.
  • Benefits Connection - Issue 1 - Spring 2012
    Welcome to this first issue of Benefits Connection — a new format for us to share important and timely information regarding your benefits.
  • April Wellness Newsletter
    April is Alcohol Awareness Month. Included in this newsletter you will find articles on:
    - What is Alcoholism
    - Alcohol Misuse
    - Risk Factors for Alcohol

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