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Summary Plan Description (SPD)
Table of Contents
For current changes to the Plan or Plan Amendments
please refer to the Plan Document.
Introduction
Summary Of Plan Benefits
Question & Answers
- When Am I A Participant In The Plan?
- What Are Credited Future Service, Credited Past Service, Credited Service (Total Credited Service) And Credited Vesting Service?
- When Is My Pension Guaranteed?
- Can I Ever Lose My Pension Credits?
- When Can I Retire?
- How Is My Pension Calculated?
- Will My Benefit Be Reduced For Early Retirement?
- What Pension Options DO I HAVE IF I AM MARRIED?
- What Pension Options DO I HAVE IF I AM NOT MARRIED?
- What Happens To My Pension If I Die Before Retirement?
- What Happens If I Become Disabled Before Retirement?
- Will My Eligibility For A Pension Be Affected If I Work In Non-Covered Electrical Employment At Any Time Before I Retire?
- Can I Work After Retirement?
- Is My Pension Taxable?
- Will A Divorce Affect My Pension?
- Under What Circumstances May A Grace Period Affect My Right To Receive An Unreduced Early Retirement Benefit?
- Is My Pension Affected If I Travel?
- Do I Need To Do Anything To Ensure That I Receive All Of The Benefits To Which I Am Entitled?
- Who Do I Contact For More Information?
- Benefit Application Procedure
Re-Retirement And Re-Calculation of Pension
Appeals Procedure
Information Required By The Employee Retirement Income Security Act Of 1974