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IBEW Local 11-LA NECA Active Health Plan
Summary Plan Description (SPD)


Termination or Reduction of Coverage

A participant's coverage will terminate on the earliest date of any of the following:

  1. You enter Military Service
  2. On the date you lose eligibility (including loss of eligibility as described above under "Bank Hours Termination")
  3. Termination of any coverage. For example, a Plan is terminated.

The benefits for a dependent will terminate when the Employee's eligibility terminates or when the dependent no longer meets the definition of dependent as provided above under the section titled, "Eligibility & General Plan Provisions" subtitle "Eligible Dependents".

Exception: If the termination is due to the death of the participating Employee, the benefits for his eligible dependents shall continue until such deceased Employee's bank hours, if any, have been exhausted.