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IBEW Local 11-LA NECA Active Health Plan
Summary Plan Description (SPD)


Kaiser Summary of Benefits

This section modified by: Amendment 35.   View Previous Language
Service Copayment
Outpatient Care

Primary care visits

$5 per visit

Well-child preventive care visits (23 months or younger)

$5 per visit

Pediatric visits

$5 per visit

Specialty care visits

$5 per visit

Same-day outpatient surgery

$5 per procedure

Chiropractic visits (30 visits per year)

$5 per visit

Allergy testing

$5 per visit

Allergy injections

No Charge

Respiratory therapy visits

$5 per visit

Routine physical exams

$5 per visit

Gynecological visits

$5 per visit

Scheduled prenatal care and first postpartum visit

$5 per visit

Emergency Department visits

$5 per visit (waived if admitted directly to the hospital)

Blood, blood products, and their administration 2

$5 per visit

Hospital Inpatient Care

Room and board and critical care units

No charge

Obstetrical care and delivery, including cesarean section

No charge

Physician, surgeon, and surgical services

No charge

General and special nursing care

No charge

Anesthesia, prescribed drugs, and medical supplies

No charge

Blood, blood products, and their administration

No charge

Respiratory therapy

No charge

 

 

 

 

Ambulance Copayment

Ambulance services and supplies

No charge

Chemical Dependency Services

Inpatient detoxification

No charge

Outpatient individual therapy visits

$5 per visit

Outpatient group therapy visits

$2 per visit

Transitional residential recovery services (up to 60 days per calendar year, not to exceed 120 days in any five year period)

$100 per admission

Dialysis Care

Inpatient care

No charge

Physician office visits

$5 per visit

Dialysis treatment visits

$5 per visit

Durable Medical Equipment

Durable medical equipment

No charge

Family Planning

All services related to family planning

$5 per visit

Health Education

Education for specific conditions:

  • Individual visits
  • Group visits

 

$5 per visit
No charge

Education not addressed to a specific condition

Charges vary

Health education publications

No charge

Hearing

Hearing tests

$5 per visit

Home Health Care

Covered home health care, including physical, occupational, and speech therapy

No charge

Hospice Care

Covered hospice care

No charge

Imaging, Lab Tests, and Special Procedures

Imaging, lab tests, special procedures, and ultraviolet light treatment visits

No charge

Infertility Services

Office visits and outpatient surgery

$5 per visit

Outpatient surgery

$5 per procedure

Outpatient lab tests, imaging, and special procedures

No charge

Hospital inpatient care

No charge

Inpatient lab tests, imaging, and special procedures

No charge

Mental Health Services

Inpatient psychiatric care and hospital alternative services

No charge

Outpatient visit

$5 per visit

Individual visit

$5 per visit

Group visit

$2 per visit

Ostomy and Urological Supplies

Ostomy and urological supplies

No charge

 

 

 

Out-of-Plan Emergency Care

Covered services

Any Copayment that would apply had you received the services from Plan Providers

Physical, Occupational, and Speech Therapy and Multidisciplinary Rehabilitation

Physical, occupational, and speech therapy:

  • Inpatient services
  • Outpatient visits

 

No charge
$5 per visit

Multidisciplinary rehabilitation:

  • Inpatient
  • Outpatient

 

No charge
$5 per day

Prosthetic and Orthotic Devices

Covered devices

No charge

Reconstructive Surgery

Inpatient care

No charge

Office visits

$5 per visit

Same-day outpatient surgery

$5 per procedure

Skilled Nursing Facility Care

Care in a Skilled Nursing Facility (up to 100 days per benefit period)

No charge

Transplants

Inpatient care

No charge

Physician office visits

$5 per visit

Vision

Eye refraction exams to determine the need for vision correction and to provide a prescription for eyeglasses

$5 per visit

Regular plastic eyeglass lenses every 24 months

$100 allowance*

An eyeglass frame every 24 months

Medically necessary contact lenses

No charge

*An allowance is the total expense of an item that is covered. If the cost of the item you select exceeds the allowance, you will pay the difference.

 

Annual Copayment Limit

There are limits to the total amount of Copayments you must pay in a calendar year for certain services covered under this EOC. Those limits are:

  • One Member
  • Subscriber and all his or her Dependents

 


$1,500
$3,000

Copayments for only the following covered services apply toward these limits:

  • Ambulance services
  • Home health care
  • Hospital care
  • Imaging, lab tests, and special procedures
  • Out-of-Plan emergency care
  • Physical, occupational, and speech therapy and multidisciplinary rehabilitation
  • Professional services