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Active Health Summary Plan Description
As of July 1, 2022
En Español (PDF)

4.11 Non-Covered Electrical Employment

If after attaining eligibility under this Plan, a Participant engages in Non-Covered Electrical Employment as that term is defined in Section 1.16 of the Southern California IBEW-NECA Pension Plan, or is employed by an employer in the same industry as any Employer that contributes to this Plan, if the Participant’s employer is not a contributing Employer to this Plan or any IBEW-sponsored Trust Fund, such Participant will lose eligibility under this Plan and shall not be entitled to further coverage under this Plan or any coverage under the Southern California IBEW-NECA Retiree Health Plan. In such event, a Participant who has engaged in Non-Covered Electrical Employment and his or her Dependents shall lose eligibility and the accumulated Hours Bank Reserve shall be canceled on the last day of the month in which Non-Covered Electrical Employment is discovered by the Administrative Office. A Participant and his or her Dependents losing eligibility pursuant to this Section shall be offered non- coverage and conversion rights, if any, to the extent permitted by applicable law and the rules of this Plan and Summary Plan Description.

However, a Participant whose eligibility for coverage under this Plan was terminated as a result of that Participant having engaged in Non-Covered Electrical Employment shall be permitted to reinstate eligibility for coverage hereunder if a Participant returns to Covered Employment in accordance with the General Eligibility requirements.

The Hours Bank Reserve shall immediately terminate for Employees employed by an Employer, who ceases Contributions to this Plan pursuant to the termination of such Employer's Collective Bargaining Agreement.