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IBEW Local 11-LA NECA Retiree Health Plan
Summary Plan Description (SPD)


ANNUAL OPEN ENROLLMENT PERIOD

Each year during the annual open enrollment period, participants in the Retiree Health Plan are permitted to make a change in their choice of plans available to them.

For example, if you are currently enrolled in the Kaiser Permanente Senior Advantage plan, you may choose to change to PacifiCare Secure Horizons.

The open enrollment period is generally held during the months of August and September, with Plan changes effective October 1.  You will be notified each year by the Administrative Office of the annual open enrollment period.  You will also receive confirmation in writing by the Administrative Office of the change over date and the new Plan selected.

You may enroll in an HMO Plan, only if you are within the geographic jurisdiction as defined by the HMO you select.  For PacifiCare, you must live or work within a 30-mile radius of a PacifiCare participating provider (doctor/medical group).  For Kaiser Permanente, you must live or work within the Kaiser Permanente zip code area, which consists of an approved listing of zip codes.