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IBEW Local 11-LA NECA Retiree Health Plan
BenefitTabs

BenefitTabs

Pacificare Retiree Programs

Early Retirees who elect the Pacificare Plan have the same hospital and medical benefits as active participants. See the Active Health BenefitTab for Pacificare.

Participants on Medicare Parts A & B who elect the PacifiCare Secure Horizons Group Medicare Advantage Plan for Retirees have benefits as described below.


Physician Services/Basic Health Services

Benefits and Coverage
You Pay
 
Consultation, diagnosis and treatment
Primary Care Physician
$5 copayment per office visit
Specialist
$5 copayment per office visit

Annual Physical Examination Includes pap smears
  $5 copayment per office visit

Immunizations
Flu shots, pneumococcal vaccine & Hepatitis B injections $5 copayment per office visit
All other Medicare approved immunizations $5 copayment per office visit

Hospitalization
  Covered in full for unlimited days*

*Inpatient Hospital copayments are charged on a per admission basis. Original Medicare hospital benefit periods do not apply. For inpatient hospital, you are covered for an unlimited number of days as long as the hospital stay is medically necessary and authorized by PacifiCare or contracting providers. When you are admitted to an inpatient hospital and then subsequently transferred to another inpatient hospital, you pay the copayment charged for the first hospital admission. You do not pay a copayment for the second hospital admission, the copayment is waived.

Non-network/Out of Area Urgent Care
  $20 copayment

Ambulance Service
  Covered in full

Outpatient Surgical Services
Certified Ambulatory surgical Center Covered in full

Outpatient Hospital Facility Covered in full

Inpatient Psychiatric Care/ Inpatient Substance Abuse Treatment
  $10 copayment

Emergency Services
  Covered worldwide.

You may go to any emergency room if you reasonably believe you need emergency care.

Prescription Drugs $5 Generic/$15 Brand per prescription for 30 day supply of drugs prescribed by a contracting medical provider and when purchased at any contracting pharmacy; $10 Generic/$30 Brand per 90-day supply for prescriptions through our contracting mail service pharmacy.

Unlimited prescription drug benefit and formulary apply to the above.


Selected Medications
  Covered in full
Covered Outpatient Self-Injectables

Insulin
$15/retail/$30 mail Brand copayment for
2 packages every 30 days.
Medicare-covered Immunosuppressive Drugs Covered in full
Medicare-covered Oral Chemotherapy Drugs Covered in full

Renal Dialysis
  Covered in full

Radiation Therapy
  Covered in full

Radiology Services
Standard X-ray Films Covered in full
Specialized Scanning Imaging Procedures
(CT, SPECT, PET, MRI –with or with out contrast media)

Covered in full


Skilled Nursing Facility Care Covered 100 days per benefit period** in a Medicare-certified skilled nursing facility.

** A benefit period begins the day you go to a hospital. The benefit period ends when you haven't received hospital or skilled care (in a SNF) for 60 days in a row. If you go into the hospital after one benefit period has ended, a new benefit period begins. You must pay the skilled nursing facility care copayment, if applicable, for each benefit period. There is no limit to the number of benefit periods you can have.


Vision Care
Examination for eyeglasses (Refraction) $5 copayment per office visit
Eyeglasses (Every 24 months) $75 materials allowance

Hearing Services
Routine Hearing Examination $5 copayment per office visit
Hearing Aids $500 allowance per member,
every 3 years.

Chiropractic Services
$5 copayment per office visit. Limited to 30 visits per year.