Defined Contribution Plan Document
ARTICLE III
INDIVIDUAL ACCOUNTS
Section 5: Limitation of Accounts.
In no event and at no time shall the total amounts in
all Individual Accounts, plus amounts previously established for expenses and reserves
at the time, exceed the total net assets of the Fund. Should such an event occur, then
all existing Individual Accounts shall automatically be proportionately reduced so that
the total of all Individual Accounts plus amounts established for expenses and reserves
is no more than the Fund's total net assets.