Defined Contribution Plan Document
ARTICLE XV
MINIMUM DISTRIBUTION REQUIREMENTS
Section 6. 2009 RMDs
Notwithstanding Article XV of the Plan, a Participant or Beneficiary who would
have been required to receive required minimum distributions for 2009 but for
the enactment of section 401(a)(9)(H) of the Code ("2009 RMDs"), and who
would have satisfied that requirement by receiving distributions that are 1) equal
to the 2009 RMDs or (2) one or more payments in a series of substantially equal
distributions (that include the 2009 RMDs) made at least annually and expected
to last for the life (or life expectancy) of the participant, the joint lives (or joint
life expectancy) of the participant and the participant's designated beneficiary, or
for a period of at least 10 years ("Extended 2009 RMDs"), will receive those
distributions for 2009 unless the participant or beneficiary chooses not to receive
such distributions. Participants and beneficiaries described in the precedingsentence will be given the opportunity to elect to stop receiving the distributions
described in the preceding sentence. In addition, notwithstanding Article IX,
Section 16 of the Plan, and solely for purposes of applying the direct rollover
provisions of the Plan, 2009 RMDs and Extended 2009 RMDs will be treated as
eligible rollover distributions.