AMENDMENT NO. 5
TO THE SOUTHERN CALIFORNIA IBEW-NECA DEFINED CONTRIBUTION PLAN

This Amendment to the Southern California IBEW-NECA Defined Contribution Plan ("Plan") executed this 28th day of October, 2015 is made by the Board of Trustees of the Southern California IBEW-NECA Defined Contribution Trust Fund ("Board of Trustees") with reference to the following facts and circumstances:

1. The Board of Trustees wishes to extend the sunset date pertaining to loans for debt consolidation.
2. The Board of Trustees has reserved to themselves the ability to amend the Plan from time to time.

NOW THEREFORE, the Plan is amended as follows:

1. Article X, Section 1(a)(2)(G) of the Plan is amended by replacing the date of "December 1, 2015" with "December 31, 2016."
2. All other terms and conditions of the plan shall remain in full force and effect.

Executed this 28th day of October, 2015 at Commerce, California.

Board of Trustees
Southern California IBEW-NECA
Defined Contribution Trust Fund

By: Signature on File
Chairman

By: Signature on File
Secretary