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Dear Participant

As part of Southern California IBEW-NECA Health Trust Fund's ongoing efforts to monitor costs and affordability of our benefit plans, we want to ensure that only eligible dependents are enrolled in these programs, since covering people who are not eligible dependents increases our cost for health coverage which is reflected in higher premiums.

Therefore, the Board of Trustees has selected Consova Corporation ("Consova"), a Benefit Cost Containment firm to perform the Dependent Eligibility Verification.  Consova is known for their professionalism, confidentiality and sensitivity to participant's concerns. Consova's experience shows that 5%-8% of dependents are typically ineligible for the plan, which when removed, results in a 3%-5% reduction of annual plan expense. This process will help reduce the escalation of rate increases that our healthcare costs have experienced, which is good for everyone, including you as a Plan participant.

Please find the attached letter from Consova, who is contacting participants with one or more dependents enrolled in the Southern California IBEW-NECA Health Trust Fund to verify the eligibility of their dependents. The verification process and what is expected from you is explained in great detail in the attached letter from Consova. For general information about the verification, please review the enclosed Frequently Asked Questions.

It is important that you review your dependents covered under our health benefit program and confirm their eligibility by submitting copies of the required documentation by the deadline of May 16, 2018. Our intent is to make this necessary process as simple as possible. However, it is critical to understand that this is not a passive verification process and failing to respond will result in the termination of health insurance coverage for your dependents.

Please be assured the information you provide is kept secure and confidential. Consova, a named Business Associate of Southern California IBEW-NECA Health Trust Fund as defined under the Health Insurance Portability and Accountability Act of 1996 (HIPAA), complies with all provisions of the law.

Thank you for your cooperation during this important initiative.

Sincerely,

SOUTHERN CALIFORNIA IBEW-NECA HEALTH TRUST FUND

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