ARTICLE 1: Introduction

In This Section:

• 1.1 Governing Benefit Documents
• 1.2 Please Keep the Plan Updated
• 1.3 Appeals

This booklet contains a summary of your Plan rights and benefits under the Southern California IBEW—NECA Retiree Health Plan (the "Plan").

If you have difficulty understanding any part of this Summary Plan Description ("SPD"), or if you have any questions, please contact the Administrative Office for assistance. We are here to help you.

You may contact us at:

Southern California IBEW-NECA Trust Fund
Administrative Office
100 Corson Street, Suite 200
Pasadena, CA 91103

(323) 221-5861
(800) 824-6935 — Toll-free Nationwide
(323) 726-3520 — Fax
www.scibew-neca.org

Office Hours: Monday through Friday, 8:30 a.m.- 5:30 p.m., excluding holidays.