3.5 Coordinating Benefits with another Retiree Health Plan

Prior to becoming eligible for Medicare coverage, if you are eligible for coverage under more than one retiree health plan, the plan that has covered you the longest as a retired Employee will be considered your primary medical plan. If the Southern California IBEW-NECA Retiree Health Plan is secondary to another plan, benefits will be paid after the primary plan, where applicable.

Medicare rules do not allow a Medicare-eligible Retiree to be enrolled in two health plans (in addition to Medicare). For more information, see Article 3.7.3: Double Coverage on page 20.