ARTICLE 4: Medical Coverage

In This Section:

• 4.1 Open Enrollment Period
• 4.2 Kaiser Permanente HMO Plan
• 4.3 UnitedHealthcare HMO Plan
• 4.4 Anthem Medicare Preferred Plan Out-of-Area Retiree Plan

This article provides a summary of the medical plan options available to Retiree Health Plan Participants.

As a Participant in the Retiree Health Plan, you may select one of the following medical plans:

• Kaiser Permanente HMO;
• Anthem Medicare Preferred Plan (HMO); or
• Anthem Medicare Preferred Plan - Out-of-Area Retiree Plan - (only available if you live outside the HMO service areas).

For complete and detailed information about the benefits, exclusions and limitations under the Kaiser Permanente and UnitedHealthcare plans, please contact Kaiser Permanente or UnitedHealthcare or refer to the Evidence of Coverage documents provided by Kaiser Permanente or UnitedHealthcare. The Evidence of Coverage documents are available from the Administrative Office at no charge, or on www.scibew-neca.org. Also, please see Article 2: Summary of Benefits beginning on page 3.