Medical

For the Indemnity Plan, you will generally receive a higher benefit if you use a participating provider. For the two HMO plans, you must use an HMO provider except in medical emergencies (as defined by the HMO), or when you are travelling outside of the area served by the HMO.

• Indemnity Plan - Anthem Blue Cross Prudent Buyer PPO
• PacifiCare - HMO
• Kaiser - HMO

Dental

• Delta Dental PPO
• CIGNA Dental Plan (DMO)
• DeltaCare/PMI Dental Plan (DMO)
• Safeguard Dental Plan (DMO)
• United Concordia Dental Plan (DMO)

Prescription Drugs

Vision