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Register for New Participant PortalDefined Benefit Pension Plan Benefit Tabs™
This is a summary of benefits and not a substitute for the Southern California IBEW-NECA Pension Plan Document, and to the extent it differs from the Plan Document, the terms of the Plan Document will govern.
Annotations below in red reflect changes for retirements that are first in pay status on or after July 1, 2010, as a result of the adoption of Alternative Schedule 2 under the Critical Status Rehabilitation Plan.
Important Note:
Notwithstanding any explanation below, for retirements that are first in pay status on or after April 1, 2017 Early Retirement benefits shall be actuarially reduced from age 65 unless the participant is active and had attained age 56 with at least 44,500 covered hours. This is in accordance with the adoption of Alternative Schedules 1 or 2 under the Second Critical Status Rehabilitation Plan.
Age Requirements
Under age 55 (If age 55 or older, see Early Retirement)
Note: No Retiree Health Coverage is available under S. C. IBEW-NECA Retiree Health Plan for retirees under age 55. See Retiree Health Eligibility BenefitTab.
If You Earned Any Benefits Prior to 7/1/1996
| Service and Other Requirements | Basic Benefit |
|---|---|
25 Years of Total Credited Service (37,500 Hours) |
Pre-7/1/1996 benefits: |
| Service and Other Requirements | Basic Benefit |
|---|---|
28.33 Years of Total Credited Service (42,500 Hours) and 23 Year Rule satisfied |
Normal Pension, actuarially reduced from age 65, payable immediately |
If married:
- Automatic 50% Joint and Survivor Pension*^
- Single Life Annuity with 60 payments guaranteed
- 66-2/3%, 75% or 100% Joint and Survivor Pension*^
- Social Security Adjustment Pension [No longer available, effective October 28, 2009]
- 50%, 66-2/3%, 75% or 100% Joint and Survivor with Social Security Adjustment Pension* [No longer available, effective October 28, 2009]
*contingent beneficiary must be spouse
^with or without Pop-up Benefit
If unmarried:
- Single Life Annuity with 60 payments guaranteed
- Social Security Adjustment Pension [No longer available, effective October 28, 2009]
Reduction Factors
All forms of payment except the Single Life Annuity are actuarially reduced.
See also Special 50% Joint and Survivor Pension Option for unmarried Participants with Domestic Partner.