Plans

Early Retirees (Under Age 62 and not eligible or enrolled in Medicare)

Overview

The Out of Area Retiree Plan is an alternative arrangement designed to offer coverage for those retirees who do not live in the HMO service areas that cover the Southern California IBEW-NECA Health Trust Fund.

Early Retirees and Medicare Eligible Retirees and their eligible spouses who reside outside of the HMO Service Areas may elect to be covered under this arrangement.

The Out of Area Retiree Plan provides the same level of benefit to retirees who live outside of the Plan's HMO Service Areas as received by those retirees who reside in the Plan's HMO Service Areas. A summary of the benefits to be provided to the Early Retirees and Medicare Retirees under the Out of Area Retiree Plan is provided below.

Self-Pay Rates - 2024
(1/1/24-12/31/24)

Note: Effective January 1, 2024, the Medicare eligible retirees option is through Anthem Medicare Preferred PPO

Additional Information