Defined Contribution Plan Document
ARTICLE IX
GENERAL PROVISIONS
Section 6: Mental Incompetency.
In the event it is determined by the Trustees that a
Participant, Annuitant, or Beneficiary is unable to care for his personal affairs because
of mental or physical incapacity, any benefit due such person, unless claim therefore
has been made by a legal guardian or legal representative, may be applied at the
discretion of the Trustees for maintenance and support of such Participant, Annuitant
or Beneficiary.