Initial
Eligibility for Certain Employees of Certain New Contributing
Employers
The following describes the conditions under which an employee may be
granted initial eligibility if working in Covered Employment for a new
contributing employer.
- For purposes of this rule, a "new contributing employer" is an
employer who has been providing medical coverage to its employees from a source
other than the Plan and who entered into a collective bargaining agreement
requiring contributions to the Plan.
- For purposes of this rule, an "eligible employee" is an employee
who meets all of the following requirements:
- The employee was employed by the employer immediately prior to the effective
date of the collective bargaining agreement.
- The employee was receiving medical coverage from the employer immediately
prior to the effective date of the collective bargaining agreement.
- The employee following the effective date of the collective bargaining
agreement remains in the employ of the employer and performs work for which
contributions are payable to the Plan pursuant to the collective bargaining
agreement.
- The employee has no pre-existing hour bank reserve under this Plan as of the
effective date of the collective bargaining agreement.
-
An eligible employee of a new contributing employer shall be granted an initial hour bank reserve equivalent to four months of coverage. In order to off-set this initial hour bank reserve, an equivalent amount of hours of the first hours worked per month in excess of the hours required for monthly eligibility will not be credited to the eligible employee's hour bank reserve. If the initial eligibility is granted after the close of the first workweek of a particular month the initial hour bank reserve granted shall be equivalent to five months of coverage and an equivalent amount of the first hours worked per month in excess of the hours required for monthly eligibility will not be credited to the eligible employee's hour bank reserve in order to off-set the initial hour bank granted.
- Only collective bargaining unit employees may be granted initial eligibility
under this rule.
- Subject to the exceptions set forth below in the event an eligible employee
granted an initial hour bank reserve pursuant to sub-section (C) terminates
employment, whether voluntary or involuntary, prior to working in covered
employment at least the number of hours credited pursuant to sub-section (C),
all benefits of that employee and their dependents under this Plan shall
terminate as of the first day of the month following the month in which the
employment terminated. An employee granted an initial hour bank reserve
pursuant to sub-section (C) and their employer must give prompt written notice
of termination of employment to the Fund Manager. Employees and their
dependents losing eligibility pursuant this Section shall be offered
non-subsidized COBRA coverage and conversion rights to the extent required by
applicable law.
EXCEPTIONS:
- Should the termination be for reasons of injury or illness for which
Workers’ Compensation temporary disability benefits or California State
disability benefits are payable, no loss of eligibility shall occur under this
sub-section unless and until the employee recovers and then only if the employee
then fails within five business days to return to covered employment or sign the
out-of-work book of IBEW Local 11.
- Should the termination be due to the employee taking a leave of absence
in accord with applicable Family Medical Leave laws, no loss of eligibility shall
occur under this sub-section unless and until the employee completes the
authorized leave and then only if the employee then fails within five business
days to return to Covered Employment or sign the out-of-work book of IBEW
Local 11.
- Should the termination be due to the employee being called into active
military service, no loss of eligibility shall occur under this sub-section and
coverage shall be continued to the extent otherwise provided for under this
Plan.
- Should the termination be due to the death of the employee, no loss of
eligibility shall occur under this sub-section.
- Should within five (5) business days of the termination of employment
the employee return to Covered Employment or sign the out-of-work book of IBEW
Local 11, no loss of eligibility shall occur under this sub-section.
(No provisions of these exceptions alters the provisions as set forth in a
following section entitled "Bank Hours Termination" subsection
entitled "Participants Working for Non-Signatory Employers" that all
coverage under this Plan is immediately canceled if (1) any employee remains in
the employ of an employer that ceases contributions to the Plan due to a
cancellation of a Collective Bargaining Agreement or, (2) the employee becomes
employed by an electrical contracting industry employer who does not contribute
to this or some other IBEW Health Plan.)
Alumni
Beginning August 1, 2003, a signatory Employer will be permitted to make
contributions to the Trust Fund on behalf of the Employer’s non-bargained
employees who previously were collectively bargained employees under the terms
of a collective bargaining agreement which required contributions to the
Southern California IBEW-NECA Health Plan ("Alumni") and for whom
the Employer has agreed to make contributions to the Trust Fund pursuant to a
duly executed Participation Agreement. The Employer shall make
contributions to the Trust Fund on behalf of each Alumni reported under the
Participation Agreement at a rate of 173 hours per month at the hourly
contribution rate for journeymen as set forth in the IBEW Local 11-NECA Inside
Agreement, as may be amended from time to time. Initial eligibility and
coverage for all such Alumni shall occur in the same manner described above
under the Section entitled "Working Local 11 Electricians".
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