An HRA Account may be used to reimburse eligible health care expenses incurred by the Participant or his/her spouse or his/her eligible dependents which would otherwise be only partially covered or excluded from coverage by the Plan and any other health plan. Reimbursable expenses are those that constitute medical care under Section 213 of the Internal Revenue Code. An HRA Account may be used to reimburse the Participant for Plan deductibles, co-payments, and other non-covered expenses for medical, prescription drug, dental, vision and psychiatric services. An HRA Account may also be used to pay for self-pay premiums, COBRA premiums, other medical plan coverage, Medicare supplemental coverage, and long-term care insurance premiums. Contact Coast Benefits for a complete list of the IRS Section 213(d) Qualified Medical Expenses covered through the HRA benefit.
To be eligible for reimbursement, the Participant must be eligible for Health Plan coverage under the rules of the Plan.