Return to Work After Retirement

When you retire from the Electrical Industry, you may work in other industries and continue to receive your Pension; however, your monthly benefits from the Plan will be suspended if you return to work in the Electrical Industry, except for certain very limited exceptions. If you are considering returning to work, review carefully the information on this page and in the SPD in order to make sure you comply with the notification requirements and understand the financial ramifications of your actions.

Plan Checklist

Items regarding the Health Plans apply only to participants in the Southern California IBEW-NECA Health Plans. However, if you participate in another electrician health plan, it is likely that similar considerations will apply.

• If your benefits have been suspended, you will no longer be eligible for coverage in the Retiree Health Plan. However, you may be allowed to elect non-subsidized COBRA coverage.
• If you engage in non-covered electrical employment, you will lose coverage in the Retiree Health Plan and will not be able to enroll in COBRA. If you are enrolled in one of the HMO Medical Plans, you may apply for an individual conversion policy with that HMO.
• If you are retired and contemplating returning to work, you may make a written request to the Administrative Office to find out if a specific employment situation is Suspendible Employment.
• If you are retired and work, or plan to work, you must notify the Administrative Office of your employment.
• If you are retired and your benefits have been suspended, be sure to notify the Administrative Office in writing when you terminate Suspendible Employment in order to resume your benefit payments as soon as possible.

Also Consider...

If you have any questions on this topic, contact the Fund Office.